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Travel Scams
and
How to Avoid Them

UNLIKE MOST
PRODUCTS, travel services usually have
to be paid for before they are delivered. This creates opportunities for
disreputable individuals and companies. Some travel packages turn out to
be very different from what was presented or what the consumer expected.
Some don't materialize at all! If you receive an offer by phone or mail
for a free or extremely low-priced vacation trip to a popular destination
(often Hawaii or Florida), there are a few things you should look for:
- Does the price seem too good to be true? If so, it probably is.

- Are you asked to give your credit card number over the phone?

- Are you pressured to make an immediate decision?

- Is the carrier simply identified as "a major airline," or does the representative offer a collection of airlines without being able to say which one you will be on?

- Is the representative unable or unwilling to give you a street address for the company?

- Are you told you can't leave for at least two months? (The deadline for disputing a
credit card charge is 60 days, and most scam artists know this.)
If you encounter any of these signs, proceed cautiously. Ask for written
information to be sent to you; any legitimate travel company will be happy
to oblige. If they don't have a brochure, ask for a day or two to think it
over; most bona fide deals that are good today will still be good two days
from now. If they say no to both requests, this probably isn't the trip for
you.

Some other advice: If you are told that you've won a free vacation, ask if
you have to buy something else in order to get it. Some packages have
promoted free air fare, as long as you buy expensive hotel arrangements.
Others include a free hotel stay, but no air fare.

If you are seriously considering the vacation offer and are confident you have established the full price you will pay, compare the offer to what you
might obtain elsewhere. Frequently, the appeal of free air fare or free
accommodations disguises the fact that the total price is still higher than that
of a regular package tour.

Get a confirmed departure date, in writing, before you pay anything. Eye skeptically any promises that an acceptable date will be arranged later. If
the package involves standby or waitlist travel, or a reservation that can
only be provided much later, ask if your payment is refundable if you want
to cancel, and don't pay any money you can't afford to lose.

If the destination is a beach resort, ask the seller how far the hotel is from the beach. Then ask the hotel.

Determine the complete cost of the trip in dollars, including all service charges, taxes, processing fees, etc. If you decide to buy the trip after
checking it out, paying by credit card gives you certain legal rights to pursue
a chargeback (credit) if promised services aren't delivered.

Safety While On The Go

Tourists make tempting targets for thieves and hustlers because they often
carry expensive cameras, jewelry, and large amounts of cash. Worse,
travelers often find themselves in unfamiliar territory where they are
frequently lost or confused or simply preoccupied with seeing the sights.
Here are some popular scams- and how to avoid them (but remember that
your best protection is to be prepared for anything).
- Avoid hucksters who approach you near the airport baggage area and
offer a cut-rate cab ride to your hotel. At best, you'll pay a wildly inflated
price for a roundabout journey. Instead, head for the official taxi stand
outside.

- When you check in at a hotel and the front-desk clerk announced your
room number within earshot of others, demand a different room. Otherwise
you may find yourself prey to a thief or worse.

- Watch out for "shoulder surfers," who hang around public telephones.
They'll steal your calling-card number when you punch it into the keypad.
Block their view, and cup your hand around the keypad. Be equally
cautious about speaking the numbers out loud to an operator.

- While walking, stay alert to diversionary tactics used by a pickpocket or
thief. One popular routine involves a stranger's throwing garbage at you or
squirting you with mustard. While a second person rushes to help you, a
thief unnoticed, may relieve you of your belongings.

- Beware of accidents used to collect insurance money. One or more cars
may cut you off or stop suddenly in front of you and cause the accident.
They other driver will blame you for injuring him and his car. Later his
insurance will claim more injury or more serious vehicle damage than you
observed. Keep detailed notes.
Avoiding Scams When Planning Your Trip

When planning a trip, here are some additional tips:
- Beware of unsolicited travel opportunities.

- There Ain't No Such Thing As A Free Lunch. If a travel opportunity sounds too good to be
true, it probably is. Either they will take your money and run, or there are hidden
charges. For example, many so-called "free vacations" or "vacation
giveaways" require you to stay at a specific hotel-at exorbitant rates.

- Beware of extremely low-priced offers, unsolicited offers involving Florida
or Hawaii, and opportunities that try to pressure you into buying on the
spot.

- If you're elderly, be especially careful. Scam artists will try to
confuse and manipulate you.

- Ask detailed questions (e.g., what is covered
by the price and what isn't, whether there are any additional charges, the
names of the hotels, airlines, airports, and restaurants, exact dates and
times, cancellation policies, and refund policies), and get it all in writing
before you buy anything.

- Never give personal information, including credit
card numbers, social security numbers, bank account numbers, or similar
information to an unsolicited telephone salesperson. If you must, ask for a
telephone number and call them back the next day, after you've had time to
check them out. Call the Better Business Bureau and use the telephone
number to verify if they're a legitimate business, and if so, whether there
have been any complaints. You can also checkout the company with the
state attorney general's office and the local consumer protection agency.

- Pay for purchases with a credit card, never with a check or money order.
When you pay for purchases with a credit card, you're protected by the
Fair Credit Billing Act against fraudulent charges.

- Never give out your frequent flyer number over the phone, unless you initiated the call.

- Don't assume that just because a company places advertisements in a newspaper
or has a toll-free 800 number, it must be safe. It takes time for a company
to generate enough complaints for the Federal Trade Commission to start
an investigation. Moreover, not all 800 numbers are toll-free these days,
and it's possible for an individual to get their own toll-free number.

- Do not give your tickets to anyone other than an agent of the airline at the
ticketing/check-in counter, the gate, or the airline's offices. A common scam
is for someone wearing a uniform similar to that of the airline to provide
some excuse for taking your tickets (e.g., claiming there is a problem with
the tickets). If you're not sure that someone is an airline employee, check
their ID with the airline.

- If you've encountered a problem, or are
suspicious of an offer, call the National Fraud Information Center, a hotline
operated by the National Consumers League. The number is
800-876-7060 and can be reached from 9a.m. to 5 p.m. EDT during the
week. You can also call the local Better Business Bureau, the state Bureau
of Consumer Protection, and the Attorney General's office.
A good booklet to read is Telemarketing Travel Fraud, a free publication of
the Federal Trade Commission. Call 202-326-2222 for a copy, or write to:
Federal Trade Commission, Public Reference Branch, Room 130, Sixth
Street and Pennsylvania Avenue NW, Washington DC 20580.

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